credit card terminal
How To Get An Inexpensive Merchant Account

Merchant Account Resources

The focus of this site is very narrow. How to get an inexpensive merchant account. I don't want to dilute the message by going off on tangents.

That said, there are plenty of topics that the readers of this site will be interested in. That's what the merchant account resources page is about.

As I come across more quality sites, they will be added.

Do you have a website that offers information or services that would be of interest to business owners? Let's exchange links. Click here to set it up. Remember, both sites will benefit from the traffic of the other with a quality link exchange.



  • Yahoo! Small Business  One of the Web's most popular resources. Services include domain name registration, business email, hosting for your business web site, e-commerce, and tools to market your business online.
  • Entrepreneur  The online home of the popular small business magazine. Provides information to help start, grow or manage a small business.
  • AllBusiness  Site provides information, products, and services for entrepreneurs, small businesses, and professionals to start, manage, finance and build a business.
  • Credit Card Machine  We provide a great selection of Hypercom credit card machines, terminals, pinpads, check readers at affordable prices.
  • Accept Credit Cards  Accept Credit Cards Online! With 16 years of experience in providing merchant account credit card processing under our belts, we take pride in providing cost effective wireless payment.
  • Air Purifier Auction  The best source of discounted air purifiers on the internet, featuring up-to-the-moment auction results.


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What is inexpensive?!

An inexpensive merchant account is...
  • Not bigger than you are.
If you are small, you don't need all the bells and whistles. Online only? You may not even need a merchant account of your own yet!
  • Competitively priced.
Why not just the cheapest? Fees matter, of course, but remember a bad provider can be the most expensive of all if it ties up your funds, has poor products and support, or goes out of business.
  • Well-known and respected.
See above. Charge.com has been around since 1996 and received a number of accolades.
  • Free to apply for and setup.
This industry is too competitive to require application fees.

Competitive pricing:*

internet/mail/phone
2.25% discount rate
25 cent transaction fee
Retail (face-to-face)
1.85% discount rate
25 cent transaction fee
Gateway fee
$17 month
Statement/service fee
$10 month

If you are considering several merchant accounts and the prices are in this range, stop using price to compare. It's time to compare service, support, features, etc. Look beyond price.

*These rates are taken from Charge.com.


Thank you thank you thank you!

This site is just what the doctor ordered. Thanks for keeping me from makeing [sic] a big mistake!

James Adair,
down7media




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