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What is inexpensive?!

An inexpensive merchant account is...

Not bigger than you are.

If you are small, you don't need all the bells and whistles. Online only? You may not even need a merchant account of your own yet!

Competitively priced.

Why not just the cheapest? Fees matter, of course, but remember a bad provider can be the most expensive of all if it ties up your funds, has poor products and support, or goes out of business.

Well-known and respected.

See above. Charge.com has been around since 1996 and received a number of accolades.

Free to apply for and setup.

This industry is too competitive to require application fees.

Competitive pricing:*

internet/mail/phone
2.25% discount rate
25 cent transaction fee
Retail (face-to-face)
1.85% discount rate
25 cent transaction fee
Gateway fee
$17 month
Statement/service fee
$10 month

If you are considering several merchant accounts and the prices are in this range, stop using price to compare. It's time to compare service, support, features, etc. Look beyond price.

*These rates are taken from Charge.com.