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Let's Define an Inexpensive Merchant Account"How can you call any merchant account inexpensive?!? They carry so many fees..."
I get this question from
time to time, and I completely understand where people are coming from. The long-term relationship is what matters.A merchant account that has the lowest fees on the planet, but which... locks you into a multi-year contract ... won't return your phone calls ... doesn't post your funds to your account for weeks ... and can't keep their servers up and running isn't inexpensive. It's terribly expensive ... and in the long-term, it will kill your business. But these "cheap" services stay in business. Why? Because too many business owners make the mistake of choosing merchant services based solely on "low rate" hype. Not to repeat myself, but ... An inexpensive merchant account isn't the one with "THE MOST HYPE IN THE BOLDEST TYPE!" It is one that won't milk your business dry in the long run, costing you money, time and frustration. Choose an account provider that offers you ...
OK. ;-) Bottom line: Rates are indeed an important consideration, but they're by no means the be-all, end-all to finding an inexpensive merchant account. Click on the type of account you are looking for to learn more:
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What is inexpensive?!An inexpensive merchant account is...
Competitive pricing:*internet/mail/phone2.25% discount rate 25 cent transaction fee Retail (face-to-face) 1.85% discount rate 25 cent transaction fee Gateway fee $17 month Statement/service fee $10 month If you are considering several merchant accounts and the prices are in this range, stop using price to compare. It's time to compare service, support, features, etc. Look beyond price.
*These rates are taken from Charge.com.
Thank you thank you thank you!This site is just what the doctor ordered. Thanks for keeping me from makeing [sic] a big mistake! James Adair, |
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